Melania Anderson
Melania Anderson

Slots & Live Casino Writer

September 3, 2024 • 5 min read

Money Train 2 Slot by Relax Gaming: Mechanics and Features

RTP

96.40%

Max Win

50000x

Paylines

40 paylines

Volatility

High

Min Bet

0.1

Max Bet

20

Grid

5x4

Money Train 2 Slot by Relax Gaming: Mechanics and Features

Updated: September 26, 2026

Quick Answer

The Money Train 2 slot machine from Relax Gaming is a thrilling sequel to one of the best online slots, blending a Wild West theme with a futuristic steampunk twist.

Key Facts

ProviderRelax Gaming
RTP96.40%
Volatilityhigh
Max Win50000x
Reels5x4
Paylines / Ways40 paylines
Hit FrequencyNot published
Min / Max Bet0.10 / 20
Release Year2020

Slot Data

Provider
Relax Gaming
RTP
96.4%
Volatility
High
Max Win
50,000×
Min Bet
$0.1
Max Bet
$20
Grid
5x4
Paylines
40 paylines
Hit Frequency
Not published

With high-quality graphics featuring Western characters and playing card symbols, this game offers an immersive experience across PCs, smartphones, and tablets. Its ingenious gameplay mechanics, bonuses, and a potential 50,000x payout make Money Train 2 an enticing choice for fans of crypto slots and high volatility slots. 

This online slots real money game employs a 5x4 grid with 40 paylines, where winning combinations are formed by matching symbols starting from the first reel.  Money Train 2's distinctive features, like the Money Cart Bonus and Respin, set it apart from typical slots. Whether playing the Money Train 2 demo or for real money, players can expect an adrenaline-fueled journey through a decaying Wild West landscape.

Money Train 2 - Game Overview

Money Train 2 slot game by Relax Gaming. Reels on locomotive in Wild West town with card and gunslinger symbols, Flush

Relax Gaming launched Money Train 2 in 2020, establishing a solid foundation with its 5-reel, 4-row structure and 40 fixed paylines. You won't find any payline selection options here, all 40 lines stay active with every spin, which actually simplifies your betting strategy.

Layout and Paylines Explained

Picture yourself seated in a weathered train car as the game board unfolds before you. Your stake gets distributed evenly across all 40 paylines, with winning combinations requiring three or more matching symbols along these predetermined paths. This straightforward setup makes the game easy to grasp, even when the bonus features get more complex later on.

The betting range accommodates most bankrolls, starting at a modest 0.10 and reaching up to 20.00 coins per spin. Whether you prefer to test the waters with smaller wagers or jump in with more substantial bets, you'll find a comfortable spot within this range.

Theme: Wild West Meets Steampunk

Step into a world where the Wild West collides with steampunk innovation. This isn't your standard cowboy adventure, imagine Mad Max roaring through frontier territory. The visuals present a mechanical marvel bristling with gears, pipes, and steam ducts that appears ready to break down under the desert sun. Broken windmills rotate slowly in the background against a barren landscape, while the soundtrack layers tense guitar melodies with industrial sound effects that pull you deeper into this lawless world.

Volatility and Default RTP

Let's be clear about what you're getting into, this slot operates with high volatility. The default RTP sits at a respectable 96.4%, which beats the industry standard and offers better theoretical returns over long gaming sessions. This combination means you might experience longer stretches without wins, but when they hit, they tend to pack a punch.

Symbols and Payouts in Money Train 2

Money Train 2's symbol lineup tells the story of this lawless frontier, where each character and suit carries its own value in the pursuit of that elusive 50,000x jackpot.

High-paying symbols: Necromancer, Collector, Sniper

Meet the outlaws who run this operation. The Necromancer commands respect as the most valuable passenger, delivering a hefty 20x your stake when five of these mysterious figures line up. The Collector follows with 10x, the sharp-shooting Sniper offers 9x, and the reliable Payer rounds out the crew at 8x for five-of-a-kind wins.

Money Train 2 Slot game by Relax Gaming, High Paying Symbols and payouts of the Necromancer and Tough guy collector - Flush

What makes these characters truly special isn't just their regular payouts, they transform into powerful allies during the bonus rounds, each wielding unique abilities that can dramatically boost your winnings.

High Paying Symbols of Money Train 2 Slot Machine by Relax Gaming, depicting the sniper & female gunslinger payouts - Flush

Low-paying symbols: Card suits

The traditional card value symbols get a steampunk makeover here, appearing as weathered metallic suits that fit perfectly into this dystopian world. Spades lead the pack at 5x your stake for five symbols, followed by hearts at 4x, clubs at 3.5x, and diamonds bringing up the rear at 3x.

Don't underestimate these humble symbols, they're your bread and butter during regular play, appearing frequently enough to keep your balance steady while you wait for the bigger wins to roll in.

Gameplay Mechanics

Money Train 2 Quick Stats

ProviderRelax Gaming
RTP96.40%
Volatilityhigh
Max Win50000x
Reels5x4
Paylines / Ways40 paylines
Hit FrequencyNot published
Min / Max Bet0.10 / 20
Release Year2020

The game runs smoothly with intuitive controls and fair payouts, making it easy to pick up and enjoy while still providing a fair challenge. 

Money Train 2 slot game by Relax Gaming. Reels on locomotive with Wild skull and three spade cards in a winning combo, Flush

Winning Combinations

The grid is jammed on board and includes five reels with 40 paylines. Betting starts from a meager 0.10 and climbs to a relatively modest 20.00 coins per spin. The four playing card suits make up the low pays, a reasonably mundane start to the gameplay. Winning combinations are formed by matching three, four, or five symbols starting from the first reel.

Wild and Scatter Symbols

In Money Train 2, the wild symbols can replace any other symbol, except the scatter, to create a winning combination. This can greatly aid in securing wins on the paylines. The scatter symbol in Money Train 2 is represented by the 'Bonus' symbol. And just to add to the depressing atmosphere, a skull turns up to add to the downbeat mood. But surprisingly, it's here to help as the skull is wild and can help you to create more winning lines.

Multipliers

During the Money Cart Bonus Round, you can encounter symbols that carry multipliers. These multipliers can notably increase your winnings, making this bonus round a potentially very profitable feature. In the Respin feature, the respins keep coming until you get a winning symbol combination. Every spin without winning will increase the multiplier by 1. And when you finally win, the created multiplier will boost your payout.

Bonus Features

The bonus features of Money Train 2 are a major highlight of the game, not only adding to the excitement but also boosting your chances of winning.

Respin Feature

A respin feature is triggered whenever two Scatter symbols land. Each Scatter is assigned a randomized value, and the respins continue until a winning combination appears. The player receives a +1 multiplier for each respin that occurs. When a winning combination hits, the accrued multiplier is applied to the total.

Money Cart Bonus

Money Train 2 slot game by Relax Gaming. The Money Cart Bonus Round that adds multipliers and persistent symbols, Flush

This is where Money Train 2 truly comes alive. Landing three or more bonus symbols activates this feature, with each triggering symbol revealing multiplier values between 1x and 10x. You start with three spins, and every time a new symbol lands, your counter resets back to three. The round keeps rolling until you run out of spins, then all your collected multipliers get applied to your bet amount.

Symbol Functions

During the bonus round, you'll encounter four special characters, each with unique abilities:

  • The Payer: Adds its value to all visible symbols
  • The Collector: Gathers all other symbols' values and adds them to its own
  • The Sniper: Doubles the value of up to 8 bonus symbols
  • The Necromancer: Brings 2-7 used symbols back to life

Persistent Symbols and Their Power

The persistent versions of the Payer, Collector, and Sniper take things up a notch. Unlike their regular counterparts that work once and disappear, these persistent variants keep applying their effects across multiple spins. The Persistent Collector, for example, gathers all multipliers and adds them to its total before each spin.

Expanding Reels During Bonus Rounds

Fill a reel completely with symbols during the bonus round, and watch another column get added to your grid. This expansion can happen twice, stretching your 5x4 playing field into a massive 7x4 layout. More reels mean more opportunities for those special symbols to work their magic.

Strategies and Tips

Managing Volatility

Money Train 2 is a high volatility slot, meaning wins are infrequent but potentially significant. With a minimum bet of 0.10 and a maximum bet of 20, players should adjust their bet size according to their bankroll and risk tolerance. During dry spells, the game's polished appearance and engaging environment can help keep players focused and entertained.

Bankroll Management

Proper bankroll management is crucial for navigating the game's high volatility. Players should set a budget they can afford to lose and stick to it, avoiding the temptation to chase losses with larger bets. Implementing a flat betting strategy, where a fixed percentage of the bankroll is wagered per spin, can help manage risk and extend gameplay. Additionally, setting win and loss limits can prevent excessive losses and encourage responsible gaming.

Bonus Round Tactics

Money Train 2 by Relax Gaming. Bonus Buy Feature that triggers the Money Cart Feature for x100 times the base bet, Flush

The Money Cart Bonus Round is a key feature that can lead to substantial payouts. To trigger it, players need to land at least three bonus symbols on the reels. During the bonus round, special symbols like the Collector, Payer, and Sniper can significantly boost winnings. Players should familiarize themselves with these symbols' functions and strategically aim to fill the reels with matching symbols to increase the number of active reels. Utilizing the Buy Feature option can also provide direct access to the bonus round, albeit at an additional cost.

Why Play Money Train 2?

Money Train 2 by Relax Gaming. Explosive Win Skull and Guns image showcasing a massive $1 million Big Win, Flush

Money Train 2 has earned its reputation as a modern classic in the world of online slots, and it’s easy to see why. With a staggering 50,000x max win potential, it blends relentless volatility with a level of excitement that few other games can match. The steampunk-inspired Wild West setting, gritty visuals, and immersive sound design transport you into a post-apocalyptic frontier where every spin feels like a daring heist. Yet, it’s not just the atmosphere that keeps players hooked, the Money Cart Bonus Round steals the show, delivering nonstop action through expanding reels, special character symbols, and persistent multipliers that can transform even modest bets into jaw-dropping payouts.

Still, what makes Money Train 2 so compelling is its balance of risk and reward. The flexible bet sizes ensure that both casual players and high rollers can hop aboard, while features like the Bonus Buy Option provide instant access to the high-stakes bonus gameplay. Every session feels different, every spin carries suspense, and every bonus round has the potential to be a story you’ll remember. In the end, Money Train 2 isn’t just about spinning reels, it’s about the thrill of chasing fortune in a world where one lucky ride could change everything. For those brave enough to board, the tracks of Money Train 2 promise an unforgettable journey.

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How We Researched This

Methodology

This guide is built from Relax Gaming's published game specifications for Money Train 2: the 5x4 grid with 40 fixed paylines, the 96.4% default RTP, high volatility, the 0.10 to 20.00 bet range and the 50,000x max win. Symbol payouts come from the in-game paytable, and the Respin, Money Cart Bonus, special character symbols and expanding reels are described from the game rules. Strategy notes are general bankroll guidance, not a way to beat the game. RTP can vary by operator, so check the game info panel before playing.

FAQ

Frequently Asked Questions

Who makes Money Train 2 and when was it released?
Money Train 2 is a Relax Gaming slot launched in 2020.
What is the RTP and volatility of Money Train 2?
The default RTP is 96.4% and the game has high volatility, so wins can be infrequent but sizeable.
What is the max win in Money Train 2?
Money Train 2 offers a maximum payout of 50,000x the stake.
How many paylines does Money Train 2 have?
It uses a 5-reel, 4-row grid with 40 fixed paylines, all active on every spin. Wins need three or more matching symbols from the first reel.
How do you trigger the Money Cart Bonus?
Land three or more bonus symbols. You start with three spins, the counter resets to three whenever a new symbol lands, and all collected values are applied to your bet when the spins run out.
What do the special symbols do in the bonus round?
The Payer adds its value to all visible symbols, the Collector gathers the other values, the Sniper doubles up to 8 bonus symbols, and the Necromancer brings 2-7 used symbols back to life. Persistent versions keep working across spins.
Can the reels expand in Money Train 2?
Yes. Filling a reel during the bonus round adds another column, which can happen twice and turns the 5x4 grid into 7x4.
What are the minimum and maximum bets?
Bets range from 0.10 to 20.00 coins per spin.
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